Order Avoiding Judicial Lien

UNITED STATES BANKRUPTCY COURT NORTHERN DISTRICT OF MISSISSIPPI IN RE: [DEBTOR] [JOINT DEBTOR], Debtor. / ORDER AVOIDING JUDICIAL LIEN (DKT. # X) This matter comes before the Court on the above-referenced Debtor's1 Motion to Avoid Judicial Lien of [CREDITOR] (the "Creditor") pursuant to 11 U.S.C. § 522(f) and Federal Rules of Bankruptcy Procedure 4003(d) and 9014 (the "Motion")(Dkt. # X). The Debtor has represented to the Court that all parties in interest were timely served with the Motion, and no party has objected to the relief requested in the Motion by the deadline set by the Court. Based on the Debtor's representations, the Court finds and concludes as follows: 1. The Debtor exempted his homestead real property, as well as certain personal property, all as listed on Schedule C filed by the Debtor in this bankruptcy case. 2. The Creditor recorded a judicial lien against the Debtor's property on [DATE], as follows: [Location of Judgment, case number, amount, recorded at [X]] 3. The existence of the Creditor's lien against the Debtor's property impairs exemptions to which the Debtor would be entitled under Title 85, Chapter 3 of the Mississippi Code and 11 U.S.C. § 522(b). Accordingly, it is hereby ORDERED, ADJUGED AND DECREED that 1. The Motion is GRANTED. 2. To the extent of the Debtor's exemptions, the judicial lien held by the Creditor as set forth above is AVOIDED and shall not survive bankruptcy, affix to, or remain enforceable against the Debtor's exempt property, unless this case is dismissed prior to entry of the Debtor's discharge. 1 Case No. XX-XXXXX-JDW Chapter XX All references to "Debtor" shall refer to both debtors in a case filed jointly by two individuals. American LegalNet, Inc. www.FormsWorkFlow.com 3. A copy of the Order of Discharge is to accompany any recordation of this Order. 4. To the extent the Creditor's lien has been avoided, the Creditor shall be treated as a general unsecured creditor in this case. ##END OF ORDER## American LegalNet, Inc. www.FormsWorkFlow.com